Business Loan:
Majority of the business loans are financed against security of a property. In case you do not own any property you can still get a loan on the security of any other financial movable asset like bank fixed deposit, National Saving Certificates, Shares of approved listed companies, units of mutual funds scheme and insurance polices with good surrender value. However majority of the business loans are financed against security of an immovable property. Amongst immovable properties the lenders are more comfortable in lending against residential or commercial properties. The lenders are normally reluctant in lending against any plot of land due to issues like encroachment of such plots.
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